Dental Insurance – Houston, TX
We Welcome Your Insurance Plan
It’s easy to get confused when trying to figure out the details of your dental insurance plan as well as what kind of savings you’ll receive when you choose a dental office. Our team at Hiner Family Dentistry accepts most private insurances. If you do not have insurance, we offer an in-house membership program with discounted rates for all treatments. Keep reading to review our brief guide to the basics of insurance, and give us a call if you have any questions that aren’t covered here.
Understanding How Dental Insurance Works
You pay a certain amount of money each month – known as a premium – to continue to receive dental coverage. Your insurance company will cover specific procedures up to a certain percentage until you meet your annual maximum for the year. Unlike medical insurance, dental insurance focuses less on emergency situations and more on preventive care; it’s structured in a way to encourage you to seek dental care before any major oral health issues occur.
What Your Dental Insurance Plan Covers
Dental insurance companies all have their own rules about the coverage they provide, but a lot of them do follow the same lines when it comes to the benefits they provide. Preventive services are usually covered at or near 100%, basic restorations like fillings get around 70% to 80% coverage, and more extensive care is usually between 50% and 60% coverage. None of this is guaranteed; you should never begin any sort of treatment without first confirming your benefits with your insurance carrier.
Our In-Network PPO Dental Insurance Providers
Being in-network for a PPO dental insurance provider means we can give you the opportunity to save even more money when you choose our dental office. Being in-network means that all services are provided at pre-negotiated rates, which are often lower than what you would pay otherwise. Of course, even if we are not currently in-network with your specific insurance, you’re still welcome at our dental office, and we’ll do everything we can to maximize your reimbursement.
- Aetna
- Altus Dental
- Blue Cross Blue Shield
- Colonial Life
- Delta Dental
- GEHA
- Humana
- MetLife
- United Healthcare
- United Conordia
- & Many More
Membership Plan
Our Membership plan provides the professional oral care you want at an affordable price! How do we do this? By offering the plan directly to you, we remove the cost and hassle of a middle man. We keep it simple, pass the savings to you, and focus on your oral care!